Bad Credit Finance
Bad Credit Finance

Finance Solutions for Every Situation.

A difficult credit history doesn't have to define your financial future. We work with specialist lenders who understand that life happens — and we'll find a solution that works for your situation today.

Key Benefits

Why Finance Through Striva?

Specialist Lenders

We have access to specialist lenders who specifically cater to clients with impaired credit histories, defaults, or past bankruptcies.

No Credit Score Impact

Our initial assessment is a soft enquiry only. We assess your options first before submitting any formal applications.

Rebuild Your Credit

Successfully managing a loan can help rebuild your credit profile over time. We'll guide you through the process.

Honest & Supportive

We treat every client with respect and without judgement. Our goal is to find the best available option for your circumstances.

Eligibility

Who Can Apply?

  • Australian citizen or permanent resident
  • Aged 18 years or older
  • Regular income (PAYG, self-employed, or Centrelink considered by some lenders)
  • Defaults, judgements, or previous bankruptcies considered
  • Discharged bankrupts considered by select lenders
  • Part IX debt agreements considered
How It Works

Our Simple Process

01

Tell Us Your Situation

Share your financial situation honestly — including any credit issues. The more we know, the better we can help.

02

We Find the Right Lender

We match your profile to specialist lenders on our panel who are most likely to approve your application and offer fair terms.

03

Move Forward

Once approved, you can access the finance you need and begin rebuilding your financial future with confidence.

Reviews

What our customers have to say

5.0 Stars · 429+ Google ReviewsVerified reviews
FAQs

Common Questions

Let's Find a Solution Together

Don't let a difficult credit history hold you back. Our brokers will assess your situation and find the best available option — with no judgement and no impact on your credit score.